Funding Your Dream

So you've been thinking and pondering for a while, and you've decided that you're ready to take the plunge. You want to take all your skills, talent, and passion, and place it into a real business. There's only one thing holding you back: money. You can take a business loan out at a bank, which happens to be very common, but did you know there are ways to fund your business without using credit? This may be especially appealing if you do not have the most stellar credit history, but are determined to make your dream a reality. Remember, these methods won't bring out the big bucks per se, but it can help you to get started if you have supportive people in your corner, or a passion that can move even a stranger to help.

According to Inc.com, you can raise enough cash for your business projects or goals through a crowdfunding site. This is when you share your intentions with friends, family members, and people you don't know, and ask for donations (i.e. Kickstarter.com, GoFundMe.com). You could even go to your friends and family directly, but it is not recommended to do so without a business plan at hand. This way, you can show evidence of why your business will succeed, as well as how you will prepare and protect your business against the unknown. After all, you do not want to let them down after they take a risk to make your wish come true.

Of course, if worse comes to worse, you can take out a bank loan, use a credit card, or pull from your 401(K) if you have the retirement plan set up from your day job. However, we at Licentia hope this would be the last resort since you want to have as little debt as possible.

We know starting a business is no easy feat, but starting small by creating a business plan and funding a beginner project, for example, may spark the right motivation in you and inspire others to help you along your journey. Always remember that your dreams start with you, so be sure to #FindItYourWay.

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